Economy, Jobs and Trade

Banking and investment rules

36 public statements from 2026 candidates · 7 related bills

§1The range of views

Why this matters: These rules affect what you pay in bank fees and on loans, how well your savings and investments are protected, and how easily businesses can raise money to grow.

Drafted by AI, then checked for neutral wording in a separate AI review. It describes the question and the main positions, not any candidate's view. Facts link to their sources.

How the federal government regulates banks, lenders and stock markets, from how companies raise money from investors to the federal consumer financial laws, covering products such as bank accounts and loans, that the Consumer Financial Protection Bureau (CFPB) enforces.1

  1. Strengthen rules and consumer protections, such as limits on overdraft fees and tougher oversight of large banks
  2. Keep current rules
  3. Ease rules on how companies raise money from investors, and let more people invest in private companies
  4. Ease rules further, including closing the Consumer Financial Protection Bureau

These options describe policies, not people. The order is not a ranking.

§2What candidates have said

Why this matters: Statements candidates made publicly, summarized in plain words with a link to where they said it. Candidates who haven't spoken publicly on this issue aren't listed.

Drafted by AI from the public sources cited. Each sentence links to its source.

Strengthen rules and consumer protections, such as limits on overdraft fees and tougher oversight of large banks (21)

  • Ami Bera CA-3
    His campaign website calls for holding Wall Street executives accountable and ending bailouts of banks considered too big to fail, along with golden parachutes and excessive executive bonuses.2
  • Connie Chan CA-11
    Her campaign website says she would restore the Consumer Financial Protection Bureau to protect consumers from predatory lending, junk fees and financial fraud.3
  • Ro Khanna CA-17
    His campaign website says he would cap interest rates on consumer loans, including auto loans, at 10% and require stronger oversight of auto lenders.4
  • Mike Sell FL-4
    His campaign's platform calls for restoring the Consumer Financial Protection Bureau to full operation, including its complaint handling, and extending consumer lending protections, such as annual-rate disclosure, to small business credit.5,6
  • Anna Paulina Luna FL-13
    Her campaign website says she pushed for legislation to cap credit card interest at 10%.7
  • Tony D'Arrigo FL-13
    His campaign website says he would cap consumer loan interest rates, including auto loan rates at 15%, prohibit abusive payday and title lending, require clear loan terms and overhaul credit reporting.8
  • Sanford Bishop GA-2
    His campaign website says he voted for the Credit Cardholders’ Bill of Rights, which it says applies regulations to ban unfair rate increases and forbid abusive fees and penalties.9
  • Dave Bushaw IA-2
    His platform page says he will work to pass legislation reinstating a Glass-Steagall framework that separates commercial and investment banking.10
  • Juliana Stratton IL Senate
    Her campaign's blueprints say she would cap credit card interest rates and crack down on banks, credit unions and mortgage lenders that engage in discriminatory lending.11,12
  • Drew Cox IN-4
    His campaign website says he will fight to pass the Credit Card Interest Rate Cap Act of 2025, which it says would limit credit card interest rates to 10 percent over five years, and will advocate legislation to crack down on buy now, pay later loans.13
  • Brad A. Meyer IN-9
    His campaign website says he would strengthen and expand the capacity of the Consumer Financial Protection Bureau and ban exploitative lending traps such as balloon payments and predatory refinancing.14
  • Adam Hamilton KS Senate
    His campaign website says he would restore the Consumer Financial Protection Bureau's 2024 limits on bank overdraft fees.15
  • John "Drew" Williams KY-1
    His campaign website proposes capping overdraft fees at $5, prohibiting fee-stacking and requiring banks to offer a fee-free basic checking account.16
  • Dan Schwartz MD-1
    His campaign website says he would restore staff at the Consumer Financial Protection Bureau, limit junk fees, increase protections for people with high-cost medical debt and limit contract terms that waive consumer protections.17
  • April McClain Delaney MD-6
    Her campaign website lists limiting hidden credit card fees and junk fees among her priorities.18
  • Moshe Y. Landman MD-6
    The Green New Deal page on his campaign website lists breaking up banks that are too big to fail, restoring the Glass-Steagall separation of commercial and investment banking, and regulating financial derivatives.19
  • Ilhan Omar MN-5
    It calls for reinstating the Glass-Steagall Act, the law that kept commercial and investment banking apart, and for breaking up banks it describes as too big to fail.20
  • Jordan Herrera MO-4
    His campaign website says he supports restoring and strengthening financial regulations, including safeguards set after the 2008 financial crisis.21
  • Zack Mullock NJ-2
    The same section says he wants to take on lending practices it calls predatory, which it says leave families in debt.22
  • Ramon Mora Jr. NJ-2
    The same page lists banning bank maintenance fees and other fees it calls junk fees, and banning overdraft fees for amounts under $50.23
  • James Talarico TX Senate
    His campaign website says he would cap credit card interest rates.24

Ease rules on how companies raise money from investors, and let more people invest in private companies (1)

  • French Hill AR-2
    His campaign website says he passed the INVEST Act to cut red tape and expand access to capital for small businesses, startups and entrepreneurs.25

Statements that don't match one option (14)

  • Jim Himes CT-4
    His campaign website says he played a major role in writing the Dodd-Frank Act's financial regulations and has turned his efforts to reforming the mortgage finance industry.26
  • Robert People FL-15
    His affordability plan says he would fight to preserve the Consumer Financial Protection Bureau and would vote for click-to-cancel legislation requiring subscriptions to be as easy to cancel as to start.27
  • Kevin E. Martin GA-6
    His campaign website says Congress should keep lending standards honest and not repeat the loose lending of the 2000s, and says making credit easier is not the same as making housing affordable.28
  • Sean Casten IL-6
    His campaign website lists introducing the Chief Risk Officer Enforcement and Accountability Act, which it says ensures that large banks employ a Chief Risk Officer to help mitigate future risk.29
  • Bill Foster IL-11
    His campaign website says he is proud to have helped craft the Dodd-Frank Wall Street Reform Act, which it says strengthens supervision of large banks and created an agency to protect consumers, and that thoughtful regulation is essential to stability.30
  • Marlin A. Stutzman IN-3
    His campaign website says he fought to repeal the authority the Bureau of Consumer Financial Protection had to restrict arbitration.31
  • George E. McDermott MD-4
    A 2010 statement posted on his campaign website says financial institutions are effectively unregulated and were bailed out despite fraud, while victims get no help and Congress is failing ordinary citizens.32
  • Bill Huizenga MI-4
    His campaign website says that, drawing on his business experience and his service on the House Financial Services Committee, he has worked to remove regulations it calls burdensome and to make capital easier for small businesses to obtain so they can grow and hire, and that as chairman of the committee's Oversight and Investigations Subcommittee he worked to hold officials at the SEC and other agencies in the Biden-Harris administration to account while widening access to capital markets.33,34
  • Chris Dardzinski MI-13
    His campaign website lists the Consumer Financial Protection Bureau among 125 federal agencies and programs to eliminate or downsize, saying its mission duplicates that of the Treasury Department, the FBI and state agencies.35
  • Troy Downing MT-2
    His campaign website says that on the House Financial Services Committee he pushes for policies to strengthen financial markets, widen access to capital and help small businesses in rural areas.36
  • Jack Codiga NC-12
    His platform page says banking should be reformed so that banks lend out actual deposits rather than multiplying them through newly created money.37
  • Mark Cohen NE-3
    His campaign website lists supporting lighter banking regulation for community banks and credit unions with more oversight of the largest banks, and reinstating and strengthening safeguards for systemically important financial institutions.38
  • Maggie Goodlander NH-2
    Her campaign website lists among her accomplishments a court filing in National Treasury Employees Union v. Vought that challenged efforts to dismantle the Consumer Financial Protection Bureau.39
  • Damon Galdo NJ-1
    His campaign website says he supports temporarily capping credit card interest rates; one version of its platform page puts the cap at 10 percent during times of economic hardship.40,41

§3Related bills

Why this matters: Bills from 2023–2026 that bear on this issue, with how Congress handled them.